An initiative by OSAM
OBSERVATORY
OF SWISS SALARIESOSAM
SALARIES BY OCCUPATION · ACCOUNTING AND FINANCE

Insurance adviser salary
in Switzerland

An insurance adviser offer may combine client needs analysis, portfolio follow-up and acquisition of new business. Assess the guaranteed remuneration separately from commissions and other payments linked to results.

Average, median and salary trends in Switzerland. Refine your comparison by city, canton or region.

Understanding the coverageThe detailed headcount covers the broader insurance agents category, rather than one advisory title. Salary statistics describe a wider occupational family and do not measure independent agency turnover.

YOUR COMPARISON

Salary calculator: Insurance adviser / Insurance agent

Adjust the location, employment percentage and pay period.

Change occupation
Pay
All SwitzerlandFSO : Switzerland · 2024 · 100 %

Reference median salary

7’900CHF

Standardised gross monthly salary

FSO 2024 · CH-ISCO group 33
Switzerland

Reference average salary

8’294CHF

Gross monthly equivalent

Eurostat 2022 · ISCO major group 3
All Switzerland, regardless of the selected location

Change over 10 years2014–2024

+4.6%

Median for the occupational group

Nominal change
Not adjusted for inflation
What these figures measure

The median covers the occupational group ‘Business and administration associate professionals’ (CH-ISCO 33), to which this occupation belongs. Average coverage: ISCO major group 3 — technicians and associate professionals, Switzerland. These benchmarks cover groups broader than the individual occupation searched for. The two indicators have different populations and reference years.

The detailed headcount covers the broader insurance agents category, rather than one advisory title. Salary statistics describe a wider occupational family and do not measure independent agency turnover.

OVER TIME

How has the reference salary changed?

Median for the occupational group · Switzerland · current francs

Salary over time

7’0007’3757’7508’1258’500201420162018202020227’900 CHF2024
Median salaryCHF gross / month
View the chart values
CHF gross / month · 100 % · Switzerland
YearP25MedianP75
20146’2087’5559’286
20166’0457’3399’098
20186’1147’5629’496
20206’1957’6539’668
20226’3327’7939’829
20246’4077’9009’961

FSO data retrieved: 1 November 2026. The survey is conducted every two years; intervening years are not invented. The five-year view shows the observations available within that window.

LOCATION MATTERS

Compare salaries across Swiss regions

The 26 cantons belong to the seven FSO major regions. The ranking covers this occupational group in the reference year 2024.

GEOGRAPHICAL COMPARISON

Where are median salaries highest?

Business and administration associate professionals · 2024

Ranking of the 7 FSO regions for this occupational group. The listed cantons make up each region; the amount is not a separate measurement for each canton.

  1. 1
    Central Switzerland8’210 CHF
    Lucerne · Nidwalden · Obwalden · Schwyz · Uri · Zug
  2. 2
    Zurich8’152 CHF
    Zurich
  3. 3
    Lake Geneva region7’980 CHF
    Geneva · Valais · Vaud
  4. 4
    Espace Mittelland7’882 CHF
    Bern · Fribourg · Jura · Neuchâtel · Solothurn
  5. 5
    Northwestern Switzerland7’733 CHF
    Aargau · Basel-Landschaft · Basel-Stadt
  6. 6
    Eastern Switzerland7’481 CHF
    Appenzell Innerrhoden · Appenzell Ausserrhoden · Glarus · Graubünden · St. Gallen · Schaffhausen · Thurgau
  7. 7
    Ticino6’582 CHF
    Ticino

CHF gross / month · 100%

Indicative ordering by descending median. * Statistically uncertain value: the regional order does not establish a statistically significant difference.

FSO checked on 1 November 2026
ASSESSING A JOB OFFER

Separate the client remit from the variable-pay formula

Maintaining an existing portfolio and developing new contracts place different demands on the role. Establish the service expectations and the basis on which variable pay is calculated.

Clients and portfolio

Clarify the client groups, insurance areas and size of the existing portfolio. Ask which follow-up, documentation and ongoing service duties accompany responsibility for new contracts.

Targets and commissions

Compare guaranteed fixed pay with potential commissions or bonuses. Request the calculation rules, payment timing and treatment of cancellations before treating a quoted earnings figure as achievable pay.

Expenses and status

Check whether the arrangement is employment or an independent agency mandate. Establish how travel, client meetings and other professional expenses are covered and compare them separately from remuneration.

Occupational reference : FSO · Swiss occupation nomenclature CH-ISCO-19. Comparison guidance: SalarioStat editorial team.

CONTINUE YOUR COMPARISON
Full directory
YOUR NEXT STEP

Grow your skills. And your salary.

Develop your skills with OSAM or explore SalarioStat programmes to increase your income in Switzerland.

On SalarioStat: private live online programmes with an expert, following a consultation with a training adviser.

One-to-one video sessionOSAMIndividual support
THE WIDER PICTURE

Salary is only a starting point

YOUR QUESTIONS

Answers to your questions

Useful explanations to interpret the figures and prepare your comparison.

What is the salary for ‘Insurance adviser / Insurance agent’ in Switzerland?

The benchmark shown is the median for the occupational group ‘Business and administration associate professionals’: CHF 7’900 gross per month at full-time hours in 2024. This is a group statistic, not a median isolating this occupation alone. Consider duties, responsibilities and employment conditions when comparing an offer. The detailed headcount covers the broader insurance agents category, rather than one advisory title. Salary statistics describe a wider occupational family and do not measure independent agency turnover.

How can salaries be compared by workplace location in Switzerland?

The calculator lets you select Switzerland as a whole, a major region, a canton or a city. For cities and cantons, the median displayed is that of their FSO major region. The average remains a national benchmark. Selecting a location does not turn these figures into a statistic for that municipality.

What is the difference between average and median salary?

The median divides jobs into two halves: one earns less and the other more. The average adds up earnings and divides them by the number of observations. Here, the Eurostat average (2022) covers ‘ISCO major group 3 — technicians and associate professionals, Switzerland’; it should not be compared directly with the FSO median for group 33 (2024).

Are the figures gross or net? Is the 13th-month salary included?

Amounts are gross. The FSO median is standardised to full-time work of 40 hours a week and includes one twelfth of the 13th-month salary and annual special payments. Its annual equivalent is calculated by multiplying by 12, without adding a 13th month. Net income depends on personal deductions and is not calculated here.

Can an insurance adviser’s advertised earnings including commission be compared directly with a guaranteed annual salary?

Only after separating the guaranteed and variable components. Ask which targets, calculation rules and payment conditions underlie the quoted earnings, and identify expenses paid from that amount. The detailed group covers insurance agents more broadly; it is separate from financial advisers and does not promise the commission achievable in a particular portfolio.

How are the data on this page updated?

This page uses the same official datasets as the main calculator. They are checked automatically each month; the last valid data are retained if a check fails. A recent check does not change the statistical year: surveys publish results according to their own schedules.

VERIFIABLE FIGURES

Sources and calculation method

Sources, populations and reference years remain visible for every indicator.

Full methodology
01 · FSO

Median, distribution and trends

Swiss Earnings Structure Survey. CH-ISCO group 33, all ages and sexes, public and private secondary and tertiary sectors. The primary sector is excluded. Data standardised to full-time employment; current francs.

Latest statistical year
2024
Last valid data retrieval
1 November 2026
View the FSO table
02 · EUROSTAT

Swiss reference average

Structure of Earnings Survey. Coverage: ISCO major group 3 — technicians and associate professionals, Switzerland. Mean gross annual earnings in full-time equivalents, divided by 12 for the monthly view. This group is broader than the FSO group. Economic activities B–S: primary sector excluded.

Statistical year
2022
Last valid data retrieval
1 November 2026
View the Eurostat table

Editorial team: SalarioStat, an OSAM initiative · Occupational content reviewed on 9 November 2026. Amounts follow the calculator’s latest validated datasets.