Per rented dwelling · excluding service charges and heating · 2024
± 3 CHFSwiss average : 1'485 CHF
Expenses in Switzerland
Rent, health insurance, everyday spending and taxes: benchmarks to plan your budget in Switzerland.
Average expenses in Switzerland and by canton
Rent, health insurance and everyday spending: official benchmarks with their year and unit.
Per adult aged 26+ · compulsory cover, all models and deductibles · 2026
Swiss average : 464.8 CHF
Compare all 26 cantons and Switzerland
| Canton | Rent 2024 | Adult premium 2026 |
|---|---|---|
| All Switzerland | 1'485 | 464.8 |
| Zurich | 1'768 | 451.3 |
| Bern | 1'319 | 470.7 |
| Lucerne | 1'500 | 403.9 |
| Uri | 1'219 | 361.6 |
| Schwyz | 1'719 | 399.2 |
| Obwalden | 1'449 | 371.1 |
| Nidwalden | 1'590 | 376.2 |
| Glarus | 1'299 | 415.4 |
| Zug | 2'024 | 311.2 |
| Fribourg | 1'328 | 442.6 |
| Solothurn | 1'281 | 466.7 |
| Basel-Stadt | 1'451 | 546.1 |
| Basel-Landschaft | 1'528 | 522.6 |
| Schaffhausen | 1'287 | 444.4 |
| Appenzell Ausserrhoden | 1'320 | 406.1 |
| Appenzell Innerrhoden | 1'448 | 321.4 |
| St. Gallen | 1'343 | 407.2 |
| Graubünden | 1'368 | 399.8 |
| Aargau | 1'494 | 440.2 |
| Thurgau | 1'373 | 413.0 |
| Ticino | 1'245 | 582.3 |
| Vaud | 1'465 | 526.6 |
| Valais | 1'227 | 436.1 |
| Neuchâtel | 1'091 | 530.8 |
| Geneva | 1'573 | 585.4 |
| Jura | 999 | 520.5 |
* Fewer than 50 observations; interpret the mean with caution.
Everyday spending — Swiss benchmarks
National 2023 averages per household, with an average of 2.07 people. These remain Swiss benchmarks regardless of the canton selected.
Food and non-alcoholic drinks
638 CHFper household · CHF / month · 2023
Transport
744 CHFper household · CHF / month · 2023
Telecommunications
159 CHFper household · CHF / month · 2023
Energy for the main home
127 CHFper household · CHF / month · 2023
Recreation and culture
488 CHFper household · CHF / month · 2023
Clothing and footwear
161 CHFper household · CHF / month · 2023
Food and other spending: available cantonal data
FSO · 2020-2021 · CHF per month per household. Eight cantons only. This survey has its own reference period; these averages are not real-time prices.
| Canton | Food and non-alcoholic drinks | Transport | Communications | Recreation and culture |
|---|---|---|---|---|
| All Switzerland | 665 | 655 | 172 | 408 |
| Zurich | 700 | 620 | 177 | 477 |
| Bern | 640 | 562 | 158 | 390 |
| Lucerne | 642 | 638* | 163 | 378* |
| St. Gallen | 607 | 593* | 160 | 372* |
| Aargau | 651 | 801* | 167 | 475* |
| Ticino | 587 | 605* | 181 | 261* |
| Vaud | 714 | 714 | 197 | 395* |
| Geneva | 663* | 579* | 204 | 348* |
* Limited statistical precision (coefficient of variation 5 to under 10%).
These indicators cover different populations and years, so they are not added into a total budget. Rents refer to occupied dwellings; observed spending also reflects household composition and habits.
TAXES IN SWITZERLAND
An expense to plan for in your budget
Your salary alone does not determine your taxes. Where you live and your personal circumstances also matter.
Confederation, canton and municipality
Income is taxed at several levels. Cantons and municipalities also tax wealth; church tax may apply depending on your circumstances.
Where you live makes a difference
Tax burdens vary by canton and also by municipality. Compare the same personal profile and tax year.
Your personal circumstances
Have your income, wealth, family details and deductions ready. Taxable income differs from gross salary.
Estimate my taxes with the FTA
The official calculator provides an estimate and lets you compare locations. Select the relevant tax year.
Official sources
Guidance checked on